Creditas is a leading, digital-first secured lending platform, with a mission of reducing the Brazilian consumer debt burden through offering consumer loans at more affordable rates by using borrower collateral like homes and autos. Brazilians are paying some of the highest interest rates globally in the unsecured lending space, while at the same time approximately 70% of home and car owners don’t have mortgage or auto financing. Creditas leverages these assets, that represent US 3 trillion in the country, to offer home equity and auto secured loans at more reasonable rates, as is the norm in markets like the US. Creditas was founded in 2012 by Sergio Furio and is based in Sao Paulo, Brazil.